View product matrix below then click on apply if you wish to qualify for this loan and receive a detailed assessment and full cost proposal.

Private Loans for Commercial and Residential zoned Property.
If you are borrowing in a Company or a Trust you can apply for a Private Loan for Commercial Purposes. This type of loan is known as an asset lend or no doc loan because the lender is primarily relying on the value and sale ability of the security. You can use the funds from the loan for commercial property investment purposes,  equity out for investment in shares or for business purposes including working capital, development finance, land banking, development sites and land subdivision.

If the purpose of the loan is regulated under the National Consumer Credit Protection Act (NCCP) then this loan is not available.

  • No Doc Commercial loans available in high population cities
  • Terms up to 3 years with capitalised interest and fees up to maximum lvr
  • Credit impaired, defaults and judgement options available
  • Late payments and discharged bankrupts considered with some Funders
  • Large range of lenders to find a suitable no doc commercial loan solution.
Loan purpose Commercial and Residential Zoned Properties or Vacant Land for Business Purposes.
Loan term 1 > 3 years.
Interest type Fixed rate
Repayment type Interest Only
Repayment options Capitalised up to Maximum LVR
Available for Property Developers and Non Residents. Yes
Maximum Loan to Value Up to 80%  LVR for Residential and up to 65% LVR for Commercial properties in high population areas (Capital Cities and Major Regional Towns)

Up to 60% LVR for Vacant Land in high population areas (Capital Cities and Major Regional Towns)

Credit history Past credit impairment can be considered at higher rates and fees
Minimum loan size $250,000
Maximum loan sizes $100,000,000
Acceptable Applicants Companies and Trusts
Annual Reviews No Annual Reviews
Cash Out Unlimited Cash out to maximum LVR’s
Acceptable Purposes
  • Working Capital
  • Business Use
  • Land Subdivision
  • Development Sites
  • Land Banking
  • Non Residents Foreign Investors (with FIRB approval)
  • Completion Finance
  • Equity out on Residual Stock for Developers
Debt Consolidation Unlimited to Maximum LVR

*Interest Rates: All rates are subject to change without notice. Please check all rates and terms before applying.
Low Doc loans are designed for the self-employed or small company borrower/s whose financial statements may not be available. Reasons for this may encompass: Their accountant hasn’t completed and lodged their financials.