View product matrix below then click on apply if you wish to qualify for this loan and receive a detailed assessment and full cost proposal.

Low Doc Loans for Rural /Farming
If you are self employed and you do not have up to date company or personal tax returns then a low doc  loan may be the right solution for your lending needs if you are purchasing a residential property.

  • Low Doc Rural Loans available to Self Employed Borrowers
  • Purchase or Refinance up to 50% of the properties value.
  • Individuals, companies and trusts

You must have an ABN that has been registered (and possibly GST registered if income is over $75,000) Most Lenders require ABN to be registered for 2 years. We have lenders that will accept an ABN registered for only 6 months

Loan purpose Rural / Agricultural / Farming
Loan term 11 months
Interest type Fixed rate.
Repayment type Interest-only or pre-paid
Repayment options Monthly
Repayment method Direct debit only.
Maximum Loan to Vacant Land > 40% LVR.  Improved Land > 50% LVR
Credit history Past credit impairment can be considered at higher rates and fees
Minimum loan size $300,000
Maximum loan size No Max
Acceptable Applicants Individuals, Companies and Trusts
Early Repayment Fee  1 > 3 months interest
Annual Rollover Approval Fee $550 < $1,000,000

$1,100 > $1,000,000

Current Mortgage Arrears in last 6 months Can be considered on a case by case
Debt Consolidation Unlimited to Maximum LVR

*Interest Rates: All rates are subject to change without notice. Please check all rates and terms before applying.
Low Doc loans are designed for the self-employed or small company borrower/s whose financial statements may not be available. Reasons for this may encompass: Their accountant hasn’t completed and lodged their financials.