LOW DOC COMMERCIAL LOANS
View product matrix below then click on apply if you wish to qualify for this loan and receive a detailed assessment and full cost proposal.
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Low Doc Loans for Commercial Zoned Property. |
If you are self employed and you do not have up to date company or personal tax returns then a low doc commercial loan may be the right solution for your lending needs.
The main documents that we will accept that can be used to verify your income are:
You must have an ABN that has been registered (and possibly GST registered if income is over $75,000) Most Lenders require ABN to be registered for 2 years. We have lenders that will accept an ABN registered for only 6 months. |
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Loan purpose | Commercial Zoned Properties |
Loan term | 1 > 30 years. |
Interest type | Variable rate. |
Repayment type | Principal & interest, or interest-only up to 5 years then principal & interest. |
Repayment options | Monthly, fortnightly or weekly. |
Repayment method | Direct debit only. |
Maximum Loan to | 75% in high population areas (capital Cities and Major Regional Towns with populations over 10,000 people |
Credit history | Past credit impairment can be considered at higher rates and fees |
Minimum loan size | $150,000 |
Maximum loan sizes | $3,000,000 > 70% LVR
$2,000,000 > 75% LVR |
Acceptable Applicants | Individuals, Companies and Trusts |
Annual Reviews | No Annual Reviews |
Cash Out | Unlimted Cash out to maximum 75% LVR for all acceptable purposes including business purposes including payout ATO debts, workingcapital and purchasing business equipment. |
Acceptable Securities |
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Debt Consolidation | Unlimited to Maximum 75% LVR |
*Interest Rates: All rates are subject to change without notice. Please check all rates and terms before applying.
Low Doc loans are designed for the self-employed or small company borrower/s whose financial statements may not be available. Reasons for this may encompass: Their accountant hasn’t completed and lodged their financials.