Understanding Your Credit FileSit down with a friend and ask them questions about themselves. They'll be able to tell you things such as what there favourite foods are, their favourite cars, how they like their coffee, what time they like to get up, go to bed, etc. Ask them how much they know about their

Commercial Property Loan Options In order to successfully obtain a loan there is a certain level of documentation that is required to prove the borrower can sufficiently service the loan. There are four levels of commercial property loans which can be carried out; full doc commercial loans, lease doc commercial loans, low doc commercial

Low Doc Home loans in Australia The mortgage crisis of the past few years has caused banks to tighten restrictions on lending practices. The self employed Australian have found it more difficult to obtain a home loan than in previous years. A typical mortgage application may involve: income documentation asset documentation employment documentation tax records

Low Doc Home Loans for the Self Employed in Australia The mortgage crisis of the past few years has caused banks to tighten restrictions on lending practices. The preference these days for low risk loans has made mortgages for the self employed more difficult to obtain than in previous years. The two traditional loans for

Low Doc Home Loans in Australia Low doc home loans are a simple home loan that do not require income verification documents like tax returns. An income declaration signed by the borrower to support the application form and verification through your Accountant or BAS Statements is all it takes to get the low doc home

What are Low Doc Home Loans in Australia? Low doc home loans are those loans in which the borrower is either unable to or unwilling to submit proof of income. Hence these loans are categorized as high risk home loans. A low-doc home loan is riskier as compared to the standard home loan but it

Low Doc Loans for Self Employed Australians Self employed Australians whose financial position is 'unusual' and income 'irregular' tend to not meet the bank qualifying criteria will use low doc loans as a lending solution. Applying for a home loan involves the applicant putting together mountains of paperwork and places under the microscope every facet

Refinancing Your Low Doc Home Loan There are so many people who are scared of qualifying for prime loans because they feel they do not meet some of the requirements set forth by lenders. One of the most common issues is not being able to present documents that will prove income like pay slips and

Low Doc Loans - How to Get a Loan Without Submitting a Lot of Documents Low doc loans are perfect for Self Employed people who cannot verify their income when applying for a home loan. Because lenders are very strict in approving loans, a lot of people are finding it extremely difficult to obtain a

Commercial Loans for Your Business When you are in business whether, as a sole trader or a company, there will be times when the business cannot generate enough cash flow to meet its ongoing operating expenses and you require a commercial loans. Your need for cash will also arise when you will expand business operations