||Residential or Investment purpose for both Purchase or Refinancing
||1 > 40 years.
||Principal & interest, or interest-only up to 5 years then principal & interest on investment properties only.
||Monthly, fortnightly or weekly.
||Direct debit only.
|Maximum Loan to
||90% LVR on both Purchasing and Refinancing.
||Individuals, Companies and Trusts
|Minimum loan size
|Maximum loan size
||$750,000 @ 90% LVR
$1,000,000 @ 85% LVR
$1,250,000 @ 80% LVR
$1,750,000 @ 75% LVR
$2.000,000 @ 70% LVR
$2,500,000 @ 65% LVR
*Cat A (Capital City or Major Regional) lower maximum loans for other post codes on application
||*Ignore defaults, writs or summons under $2,000
**Ignore any defaults, writs or summons paid over 12 months ago
***Ignore any defaults, writs or summons listed over 24 months ago – paid or unpaid.
|Discharged Bankrupts or Part 9 or 10
||2 years from discharge date
||Unlimited Cash out to maximum 80% LVR and to maximum lvr for all acceptable purposes including business purposes including payout ATO debts, working capital and purchasing business equipment.
|Current Mortgage Arrears in last 6 months
||Unlimited to Maximum LVR.
||House, townhouse or unit within acceptable locations with zoning of either Residential or Rural Residential to 25 acres.