LOW DOC RURAL LOAN
View product matrix below then click on apply if you wish to qualify for this loan and receive a detailed assessment and full cost proposal.
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Low Doc Loans for Rural /Farming |
If you are self employed and you do not have up to date company or personal tax returns then a low doc loan may be the right solution for your lending needs if you are purchasing a residential property.
You must have an ABN that has been registered (and possibly GST registered if income is over $75,000) Most Lenders require ABN to be registered for 2 years. We have lenders that will accept an ABN registered for only 6 months |
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Loan purpose | Rural / Agricultural / Farming |
Loan term | 11 months |
Interest type | Fixed rate. |
Repayment type | Interest-only or pre-paid |
Repayment options | Monthly |
Repayment method | Direct debit only. |
Maximum Loan to | Vacant Land > 40% LVR. Improved Land > 50% LVR |
Credit history | Past credit impairment can be considered at higher rates and fees |
Minimum loan size | $300,000 |
Maximum loan size | No Max |
Acceptable Applicants | Individuals, Companies and Trusts |
Early Repayment Fee | 1 > 3 months interest |
Annual Rollover Approval Fee | $550 < $1,000,000
$1,100 > $1,000,000 |
Current Mortgage Arrears in last 6 months | Can be considered on a case by case |
Debt Consolidation | Unlimited to Maximum LVR |
*Interest Rates: All rates are subject to change without notice. Please check all rates and terms before applying.
Low Doc loans are designed for the self-employed or small company borrower/s whose financial statements may not be available. Reasons for this may encompass: Their accountant hasn’t completed and lodged their financials.