LOW DOC COMMERCIAL LOANS

View product matrix below then click on apply if you wish to qualify for this loan and receive a detailed assessment and full cost proposal.

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Low Doc Loans for Commercial Zoned Property.
If you are self employed and you do not have up to date company or personal tax returns then a low doc commercial loan may be the right solution for your lending needs.

  • Low Doc Commercial loans available in high population cities
  • Borrow up to $3,000,000
  • Borrow up to 75% of the properties value depending on location and Funder
  • Terms up to 30 years with up to 7 years interest only
  • Credit impaired, defaults and judgement options available
  • Late payments and discharged bankrupts considered with some Funders
  • Large range of lenders to find a suitable low doc commercial loan solution.

The main documents that we will accept that can be used to verify your income are:

  • An Accountants Letter verifying your income.
  • 6 months of Lodged BAS Statements from ATO Portal
  • 6 months of Business bank statements

You must have an ABN that has been registered (and possibly GST registered if income is over $75,000) Most Lenders require ABN to be registered for 2 years. We have lenders that will accept an ABN registered for only 6 months.

Loan purpose Commercial Zoned Properties
Loan term 1 > 30 years.
Interest type Variable rate.
Repayment type Principal & interest, or interest-only up to 5 years then principal & interest.
Repayment options Monthly, fortnightly or weekly.
Repayment method Direct debit only.
Maximum Loan to 75% in high population areas (capital Cities and Major Regional Towns with populations over 10,000 people
Credit history Past credit impairment can be considered at higher rates and fees
Minimum loan size $150,000
Maximum loan sizes $3,000,000
Acceptable Applicants Individuals, Companies and Trusts
Annual Reviews No Annual Reviews
Cash Out Unlimted Cash out to maximum 75% LVR for all acceptable purposes including business purposes including payout ATO debts, workingcapital and purchasing business equipment.
Acceptable Securities
  • Retail Shops
  • Commercial Offices
  • Industrial Units
  • Factories
  • Shopping Centres
  • Office Buildings up to 5 Floors
  • Warehouses and Workshops
  • Mixed Residential & Commercial Use
  • Medical / Professional Suites
  • Residential Unit Blocks (4 or more)
Debt Consolidation Unlimited to Maximum 75% LVR
APPLY FOR THIS LOAN

*Interest Rates: All rates are subject to change without notice. Please check all rates and terms before applying.
Low Doc loans are designed for the self-employed or small company borrower/s whose financial statements may not be available. Reasons for this may encompass: Their accountant hasn’t completed and lodged their financials.